Applicant must:

Be over 14 days old at the time of application
Be a holder of Canadian work visa or student visa; or
Be a Canadian or landed immigrant not covered by a government health insurance plan in Canada
Be a visitor to Canada.

Choice of policy maximum based on your needs: From $10,000 up to $150,000 CAD
Maximum $150,000 for age up to 69
Maximum $50,000 for age 70 to 85
Maximum $25,000 for age 86+

No deductible: for age 85 or younger
$100 deductible: for a 5% savings on the dairy rate
$1000 deductible: for a 25% savings on the dairy rate
$3000 deductible: for a 30% savings on the dairy rate. only availale for $100,000and $150,000 Sum Inured Options. 

Maximum period of coverage: 365 days

Minimum premium: $25 CAD per policy

Family rate available
Twice the single rate based on the oldest member of family. children must be 21 year or under

Worldwide travel coverage
Provided the majority (51%) of your period of coverage is spent in Canada except the country of origin

Pre-existing condition
Automatically covers the Stable Chronic Condition 
If stable in the 120 days prior to the effective date of policy

Waiting period
For policy purchased prior to your arrival in Canada: waived 

For policy purchased after your arrival in Canada: 48 hours from the effective date of the policy for Emergency Sickness

Refund
Full refund is available 
when the request for refund is received prior to the effective date of the Policy 

Partial refund is available 
If you return to your country of permanent residence 
'No claim statement' and 'Proof of Return' (ex. airline ticket) are required   
Requests for refunds must be made in writing within 90 days of your policy expiry date 
An cancellation fee of $40 will apply to per policy 

No refund will be issued 
If claim has been or will be submitted
If the amount of premium to be reimbursed is less than $10 per policy

Hospital Expenses: reasonable and customary cost for in and out patient treatment

Physician Fees

Diagnostic Services: reasonable and customary cost for X-rays and laboratory test

Ground Ambulance

Prescription drugs: up to $500 CAD, Limited to a 30-day supply per prescription

Medical Appliances
Casts, splints, trusses, braces, crutches, rental of wheelchair or other minor medical appliances

Paramedical Practitioner
Chiropodist, chiropractor, osteopath, physiotherapist or podiatrist up to $500 CAD per type of practitioner

Acupuncture: up to $500 CAD with a 365-day policy

Treatment of Dental Accidents:  up to $3,000 CAD

Dental Emergency: up to $500 CAD

Air Fright Accident: up to the sum insured

Repatriation: when approved in advance by Global Excel

Return of deceased: up to $10,000 CAD

Rate Schedule # 1 - Daily Rates (RSA-JF)
With stable pre-existing medical condition coverage option
($0 Deductible)
Age
Sum Insured Options
$10,000
$15,000
$25,000
$50,000
$100,000
$150,000
Up to 25
$1.77
$2.11
$2.36
$2.59
$3.73
$4.46
26-40
$1.93
$2.31
$2.59
$2.85
$4.17
$4.84
41-60
$2.23
$2.65
$2.97
$3.23
$5.39
$5.97
61-64
$2.56
$3.33
$3.99
$4.30
$5.68
$6.59
65-69
$3.11
$4.07
$4.90
$5.29
$6.17
$7.68
70-74
$5.46
$7.12
$8.56
$9.41
$11.61
N/A
75-79
$6.53
$8.50
$10.10
$11.14
$13.89
N/A
 
Rate Schedule # 2 - Daily Rates (RSA-JF)
Without stable pre-existing medical condition coverage option
($0 Deductible)
 Age 86 and older: $500 deductible
  Sum Insured Options
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000
50-60 $2.11 $2.52 $2.83 $3.07 $5.12 N/A
61-64 $2.38 $3.10 $3.71 $4.00 $5.28 N/A
65-69 $2.80 $3.66 $4.41 $4.76 $5.55 N/A
70-74 $3.97 $5.18 $6.23 $6.84 $8.44 N/A
75-79 $5.23 $6.80 $8.08 $8.91 $11.12 N/A
80-85 $7.09 $8.97 $11.03 $11.87 $15.06 N/A
86+ $10.89 $14.08 $16.96 $18.52 $23.15 N/A
 
Rate Schedule # 3 - Daily Rates (RSA-JF)
With stable pre-existing medical condition coverage option
($100 Deductible)
Age
Sum Insured Options
$10,000
$15,000
$25,000
$50,000
$100,000
$150,000
Up to 25
$1.68
$2.00
$2.24
$2.46
$3.54
$4.24
26-40
$1.83
$2.19
$2.46
$2.71
$3.96
$4.60
41-60
$2.12
$2.52
$2.82
$3.07
$5.12
$5.67
61-64
$2.43
$3.16
$3.79
$4.09
$5.40
$6.26
65-69
$2.95
$3.87
$4.66
$5.03
$5.86
$7.30
70-74
$5.19
$6.76
$8.13
$8.94
$11.03
N/A
75-79
$6.20
$8.08
$9.60
$10.58
$13.20
N/A
 

Rate Schedule # 4 - Daily Rates (RSA-JF)

Without stable pre-existing medical condition coverage option
($100 Deductible)
Age 86 and older: $500 deductible
Sum Insured Options
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000
50-60 $2.00 $2.39 $2.69 $2.92 $4.86 N/A
61-64 $2.26 $2.95 $3.52 $3.80 $5.02 N/A
65-69 $2.66 $3.48 $4.19 $4.52 $5.27 N/A
70-74 $3.77 $4.92 $5.92 $6.50 $8.02 N/A
75-79 $4.97 $6.46 $7.68 $8.46 $10.56 N/A
80-85 $6.74 $8.52 $10.48 $11.28 $14.31 N/A
86+ $10.35 $13.38 $16.11 $17.59 $21.99
N/A
 
Rate Schedule # 5 - Daily Rates (RSA-JF)   ($1000 Deductible)
With stable pre-existing medical condition coverage option
Age
Sum Insured Options
$10,000
$15,000
$25,000
 $50,000
$100,000
$150,000
 Up to 25
$1.33
$1.58
$1.77
$1.94
$2.80
$3.35
26-40
$1.45
$1.73
$1.94
$2.14
$3.13
$3.63
41-60
$1.67
$1.99
$2.23
$2.42
$4.04
$4.48
61-64
$1.92
$2.50
$2.99
$3.23
$4.26
$4.94
65-69
$2.33
$3.05
$3.68
$3.97
$4.63
$5.76
70-74
$4.10
$5.34
$6.42
$7.06
$8.71
N/A
75-79
$4.90
$6.38
$7.58
$8.36
$10.42
N/A
 
 
 
 
 
 
 
 
 
Rate Schedule # 6 - Daily Rates (RSA-JF)
Without stable pre-existing medical condition coverage option
($1000 Deductible)
  Sum Insured Options
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000
50-60 $1.58 $1.89 $2.12 $2.30 $3.84 N/A
61-64 $1.79 $2.33 $2.78 $3.00 $3.96 N/A
65-69 $2.10 $2.75 $3.31 $3.57 $4.16 N/A
70-74 $2.98 $3.89 $4.67 $5.13 $6.33 N/A
75-79 $3.92 $5.10 $6.06 $6.68 $8.34 N/A
80-85 $5.32 $6.73 $8.27 $8.90 $11.30 N/A
86+ $8.17 $10.56 $12.72 $13.89 $17.36 N/A
 
Rate Schedule #7 - Daily Rates (RSA-JF)   $3000 Deductible
With stable pre-existing medical condition coverage option
Age
Sum Insured Options
$ 10,000
$ 15,000
$ 25,000
$ 50,000
$ 100,000
$ 150,000
Up to 25
N/A
N/A
N/A
N/A
$2.61
$3.12
26-40
N/A
N/A
N/A
N/A
$2.92
$3.39
41-60
N/A
N/A
N/A
N/A
$3.77
$4.18
61-64
N/A
N/A
N/A
N/A
$3.98
$4.61
65-69
N/A
N/A
N/A
N/A
$4.32
$5.38
70-74
N/A
N/A
N/A
N/A
$8.13
N/A
75-79
N/A
N/A
N/A
N/A
$9.72
N/A
 
Rate Schedule # 8 - Daily Rates (RSA-JF)
Without stable pre-existing medical condition coverage option
($3000 Deductible)
Sum Insured Options
Age $ 10,000 $ 15,000 $ 25,000 $ 50,000 $ 100,000 $150,000
50-60 N/A N/A N/A N/A $3.58 N/A
61-64 N/A N/A N/A N/A $3.70 N/A
65-69 N/A N/A N/A N/A $3.89 N/A
70-74 N/A N/A
N/A
N/A $5.91 N/A
75-79 N/A N/A N/A N/A $7.78 N/A
80-85 N/A N/A N/A N/A $10.54 N/A
86+ N/A N/A N/A N/A $16.21 N/A
 
RSA (ETFS)   保慢性病 $100,000 COVERAGE SUPER VISA 
AGE
$100
$0
$1,000
$3000(DEDUCTIBLE)
41-60
$1,868.98
$1,967.35
$1,475.51
$1,377.15
61-64
$1,969.54
$2,073.20
$1,554.90
$1,451.24
65-69
$2,139.45
$2,252.05
$1,689.04
$1,576.44
70-74 $4,025.77 $4,237.65 $3,178.24 $2,966.36
75-79
$4,816.36
$5,069.85
$3,802.39
$3,548.90
 
 
 
 
 
RSA (ETFS)   不保慢性病 $100,000 COVERAGE SUPER VISA 
Age
$100
$0
$1,000
$3000(DEDUCTIBLE
50-60 $1,775.36 $1,868.80 $1,401.60 $1,308.16
61-64 $1,830.84 $1,927.20 $1445.40 $1,349.04
65-69 $1,924.46 $2025.75 $1,519.31 $1,418.03
70-74
$2,926.57
$3,080.60
$2,310.45
$2,156.42
75-79
$3,663.07
$3,855.86
$2,891.90
$2,699.10
80-85
$5,222.06
$5,596.90
$4122.68
$3,847.83
86+
N/A
$7,894.95
N/A
N/A
86+ 只有$500 deductible 

1. You can buy online.

2. You need prepare the following information and email([email protected]/  [email protected]) or call 416-834-9204; 905-771-8288;604-637-2195;1-877-834-9204) to tell me ,And you can get the Confirmation of insurance through email  the same day,insurance card ,confirmation of insurance ,and claim form etc will be emailed to you right day. 

3. If you prefer to meet me, then we can make an appointment through the phone and I will explain the detail to you when we meet. 

A. information I need :

1. The first name, Last name , Gender, Date of Birth of the insured ;  
2.the arrival date,  the insurance starts date, and  the insurance ends date;  
3.Plan( Company, Coverage, Deductible) ;  
4.Beneficiary ( For AD&D- It should be any family member other than the insured ) ;
6.Contact address in Canada  ( including postal code,  phone No. and email address);

B. Payment method:Credit card/ Cheque/ Cash 。

Insurance Purchase Application Form 

 

In the event of hospitalization, you must contact Global Excel within 48 hours of admission. Failure to make such notification will limit the total amount payable to 80% of all eligible expenses incurred

The claims representatives are here to assist you 24 hours a day, seven days a week. 

In Canada & USA: 1-800-715-8833
From Mexico:  001-800-514-1518
From anywhere: 819-566-8839 

Send all pertinent documents to: 
Global Excel Management Inc. 
73 Queen Street 
Sherbrooke, Quebec 
J1M 1J3

Eligibility

Applicant must:

Be over 14 days old at the time of application
Be a holder of Canadian work visa or student visa; or
Be a Canadian or landed immigrant not covered by a government health insurance plan in Canada
Be a visitor to Canada.

Feature

Choice of policy maximum based on your needs: From $10,000 up to $150,000 CAD
Maximum $150,000 for age up to 69
Maximum $50,000 for age 70 to 85
Maximum $25,000 for age 86+

No deductible: for age 85 or younger
$100 deductible: for a 5% savings on the dairy rate
$1000 deductible: for a 25% savings on the dairy rate
$3000 deductible: for a 30% savings on the dairy rate. only availale for $100,000and $150,000 Sum Inured Options. 

Maximum period of coverage: 365 days

Minimum premium: $25 CAD per policy

Family rate available
Twice the single rate based on the oldest member of family. children must be 21 year or under

Worldwide travel coverage
Provided the majority (51%) of your period of coverage is spent in Canada except the country of origin

Pre-existing condition
Automatically covers the Stable Chronic Condition 
If stable in the 120 days prior to the effective date of policy

Waiting period
For policy purchased prior to your arrival in Canada: waived 

For policy purchased after your arrival in Canada: 48 hours from the effective date of the policy for Emergency Sickness

Refund
Full refund is available 
when the request for refund is received prior to the effective date of the Policy 

Partial refund is available 
If you return to your country of permanent residence 
'No claim statement' and 'Proof of Return' (ex. airline ticket) are required   
Requests for refunds must be made in writing within 90 days of your policy expiry date 
An cancellation fee of $40 will apply to per policy 

No refund will be issued 
If claim has been or will be submitted
If the amount of premium to be reimbursed is less than $10 per policy

Benefits

Hospital Expenses: reasonable and customary cost for in and out patient treatment

Physician Fees

Diagnostic Services: reasonable and customary cost for X-rays and laboratory test

Ground Ambulance

Prescription drugs: up to $500 CAD, Limited to a 30-day supply per prescription

Medical Appliances
Casts, splints, trusses, braces, crutches, rental of wheelchair or other minor medical appliances

Paramedical Practitioner
Chiropodist, chiropractor, osteopath, physiotherapist or podiatrist up to $500 CAD per type of practitioner

Acupuncture: up to $500 CAD with a 365-day policy

Treatment of Dental Accidents:  up to $3,000 CAD

Dental Emergency: up to $500 CAD

Air Fright Accident: up to the sum insured

Repatriation: when approved in advance by Global Excel

Return of deceased: up to $10,000 CAD

Price
Rate Schedule # 1 - Daily Rates (RSA-JF)
With stable pre-existing medical condition coverage option
($0 Deductible)
Age
Sum Insured Options
$10,000
$15,000
$25,000
$50,000
$100,000
$150,000
Up to 25
$1.77
$2.11
$2.36
$2.59
$3.73
$4.46
26-40
$1.93
$2.31
$2.59
$2.85
$4.17
$4.84
41-60
$2.23
$2.65
$2.97
$3.23
$5.39
$5.97
61-64
$2.56
$3.33
$3.99
$4.30
$5.68
$6.59
65-69
$3.11
$4.07
$4.90
$5.29
$6.17
$7.68
70-74
$5.46
$7.12
$8.56
$9.41
$11.61
N/A
75-79
$6.53
$8.50
$10.10
$11.14
$13.89
N/A
 
Rate Schedule # 2 - Daily Rates (RSA-JF)
Without stable pre-existing medical condition coverage option
($0 Deductible)
 Age 86 and older: $500 deductible
  Sum Insured Options
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000
50-60 $2.11 $2.52 $2.83 $3.07 $5.12 N/A
61-64 $2.38 $3.10 $3.71 $4.00 $5.28 N/A
65-69 $2.80 $3.66 $4.41 $4.76 $5.55 N/A
70-74 $3.97 $5.18 $6.23 $6.84 $8.44 N/A
75-79 $5.23 $6.80 $8.08 $8.91 $11.12 N/A
80-85 $7.09 $8.97 $11.03 $11.87 $15.06 N/A
86+ $10.89 $14.08 $16.96 $18.52 $23.15 N/A
 
Rate Schedule # 3 - Daily Rates (RSA-JF)
With stable pre-existing medical condition coverage option
($100 Deductible)
Age
Sum Insured Options
$10,000
$15,000
$25,000
$50,000
$100,000
$150,000
Up to 25
$1.68
$2.00
$2.24
$2.46
$3.54
$4.24
26-40
$1.83
$2.19
$2.46
$2.71
$3.96
$4.60
41-60
$2.12
$2.52
$2.82
$3.07
$5.12
$5.67
61-64
$2.43
$3.16
$3.79
$4.09
$5.40
$6.26
65-69
$2.95
$3.87
$4.66
$5.03
$5.86
$7.30
70-74
$5.19
$6.76
$8.13
$8.94
$11.03
N/A
75-79
$6.20
$8.08
$9.60
$10.58
$13.20
N/A
 

Rate Schedule # 4 - Daily Rates (RSA-JF)

Without stable pre-existing medical condition coverage option
($100 Deductible)
Age 86 and older: $500 deductible
Sum Insured Options
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000
50-60 $2.00 $2.39 $2.69 $2.92 $4.86 N/A
61-64 $2.26 $2.95 $3.52 $3.80 $5.02 N/A
65-69 $2.66 $3.48 $4.19 $4.52 $5.27 N/A
70-74 $3.77 $4.92 $5.92 $6.50 $8.02 N/A
75-79 $4.97 $6.46 $7.68 $8.46 $10.56 N/A
80-85 $6.74 $8.52 $10.48 $11.28 $14.31 N/A
86+ $10.35 $13.38 $16.11 $17.59 $21.99
N/A
 
Rate Schedule # 5 - Daily Rates (RSA-JF)   ($1000 Deductible)
With stable pre-existing medical condition coverage option
Age
Sum Insured Options
$10,000
$15,000
$25,000
 $50,000
$100,000
$150,000
 Up to 25
$1.33
$1.58
$1.77
$1.94
$2.80
$3.35
26-40
$1.45
$1.73
$1.94
$2.14
$3.13
$3.63
41-60
$1.67
$1.99
$2.23
$2.42
$4.04
$4.48
61-64
$1.92
$2.50
$2.99
$3.23
$4.26
$4.94
65-69
$2.33
$3.05
$3.68
$3.97
$4.63
$5.76
70-74
$4.10
$5.34
$6.42
$7.06
$8.71
N/A
75-79
$4.90
$6.38
$7.58
$8.36
$10.42
N/A
 
 
 
 
 
 
 
 
 
Rate Schedule # 6 - Daily Rates (RSA-JF)
Without stable pre-existing medical condition coverage option
($1000 Deductible)
  Sum Insured Options
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000
50-60 $1.58 $1.89 $2.12 $2.30 $3.84 N/A
61-64 $1.79 $2.33 $2.78 $3.00 $3.96 N/A
65-69 $2.10 $2.75 $3.31 $3.57 $4.16 N/A
70-74 $2.98 $3.89 $4.67 $5.13 $6.33 N/A
75-79 $3.92 $5.10 $6.06 $6.68 $8.34 N/A
80-85 $5.32 $6.73 $8.27 $8.90 $11.30 N/A
86+ $8.17 $10.56 $12.72 $13.89 $17.36 N/A
 
Rate Schedule #7 - Daily Rates (RSA-JF)   $3000 Deductible
With stable pre-existing medical condition coverage option
Age
Sum Insured Options
$ 10,000
$ 15,000
$ 25,000
$ 50,000
$ 100,000
$ 150,000
Up to 25
N/A
N/A
N/A
N/A
$2.61
$3.12
26-40
N/A
N/A
N/A
N/A
$2.92
$3.39
41-60
N/A
N/A
N/A
N/A
$3.77
$4.18
61-64
N/A
N/A
N/A
N/A
$3.98
$4.61
65-69
N/A
N/A
N/A
N/A
$4.32
$5.38
70-74
N/A
N/A
N/A
N/A
$8.13
N/A
75-79
N/A
N/A
N/A
N/A
$9.72
N/A
 
Rate Schedule # 8 - Daily Rates (RSA-JF)
Without stable pre-existing medical condition coverage option
($3000 Deductible)
Sum Insured Options
Age $ 10,000 $ 15,000 $ 25,000 $ 50,000 $ 100,000 $150,000
50-60 N/A N/A N/A N/A $3.58 N/A
61-64 N/A N/A N/A N/A $3.70 N/A
65-69 N/A N/A N/A N/A $3.89 N/A
70-74 N/A N/A
N/A
N/A $5.91 N/A
75-79 N/A N/A N/A N/A $7.78 N/A
80-85 N/A N/A N/A N/A $10.54 N/A
86+ N/A N/A N/A N/A $16.21 N/A
 
RSA (ETFS)   保慢性病 $100,000 COVERAGE SUPER VISA 
AGE
$100
$0
$1,000
$3000(DEDUCTIBLE)
41-60
$1,868.98
$1,967.35
$1,475.51
$1,377.15
61-64
$1,969.54
$2,073.20
$1,554.90
$1,451.24
65-69
$2,139.45
$2,252.05
$1,689.04
$1,576.44
70-74 $4,025.77 $4,237.65 $3,178.24 $2,966.36
75-79
$4,816.36
$5,069.85
$3,802.39
$3,548.90
 
 
 
 
 
RSA (ETFS)   不保慢性病 $100,000 COVERAGE SUPER VISA 
Age
$100
$0
$1,000
$3000(DEDUCTIBLE
50-60 $1,775.36 $1,868.80 $1,401.60 $1,308.16
61-64 $1,830.84 $1,927.20 $1445.40 $1,349.04
65-69 $1,924.46 $2025.75 $1,519.31 $1,418.03
70-74
$2,926.57
$3,080.60
$2,310.45
$2,156.42
75-79
$3,663.07
$3,855.86
$2,891.90
$2,699.10
80-85
$5,222.06
$5,596.90
$4122.68
$3,847.83
86+
N/A
$7,894.95
N/A
N/A
86+ 只有$500 deductible 
Purchase

1. You can buy online.

2. You need prepare the following information and email([email protected]/  [email protected]) or call 416-834-9204; 905-771-8288;604-637-2195;1-877-834-9204) to tell me ,And you can get the Confirmation of insurance through email  the same day,insurance card ,confirmation of insurance ,and claim form etc will be emailed to you right day. 

3. If you prefer to meet me, then we can make an appointment through the phone and I will explain the detail to you when we meet. 

A. information I need :

1. The first name, Last name , Gender, Date of Birth of the insured ;  
2.the arrival date,  the insurance starts date, and  the insurance ends date;  
3.Plan( Company, Coverage, Deductible) ;  
4.Beneficiary ( For AD&D- It should be any family member other than the insured ) ;
6.Contact address in Canada  ( including postal code,  phone No. and email address);

B. Payment method:Credit card/ Cheque/ Cash 。

Insurance Purchase Application Form 

 

Claim

In the event of hospitalization, you must contact Global Excel within 48 hours of admission. Failure to make such notification will limit the total amount payable to 80% of all eligible expenses incurred

The claims representatives are here to assist you 24 hours a day, seven days a week. 

In Canada & USA: 1-800-715-8833
From Mexico:  001-800-514-1518
From anywhere: 819-566-8839 

Send all pertinent documents to: 
Global Excel Management Inc. 
73 Queen Street 
Sherbrooke, Quebec 
J1M 1J3

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