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Applicant must:
Be over 14 days old and have not reached the age 90 years at the time of application
Be a visitor to Canada, an immigrant awaiting provincial government health care coverage, or a returning Canadian
Choice of Policy maximum based on your needs:
From $20,000 up to $300,000 CAD
No deductible
Maximum period of coverage
365 days for person 69 years and under / 183 days for persons 70-89 years of age
Minimum premium: $20 CAD per policy
Family rate available: Max age for parents is 60
Worldwide travel coverage
Provided the majority (51%) of your period of coverage is spent in Canada except the country of origin
Pre-existing condition
For persons 69 years and under: covered
if stable in the 120 days prior to the effective date of the policy.
For persons 70 to 79 years: not covered
The applicant can purchase an additional optional coverage to cover pre-existing conditions provided
they were stable in the 120 days prior to the effective date of the policy.
A 25% surcharge will apply
For persons 80 to 89 years: not covered.
Waiting period
For policy purchased prior to your arrival in Canada: waived
For policy purchased within 60 days after your arrival in Canada: 48 hours from the effective date of this policy for Emergency Sickness
For policy purchased 61 days or more after your arrival in Canada: 7 days from the effective date of this policy for Emergency Sickness
Emergency medical services
Physician, ambulance, X-ray, diagnostic laboratory and rental of essential medical appliances
Prescription drugs: 30 days supply up to $10,000 CAD
Private duty nursing
Follow-up visits: up to $3,000 CAD per policy
Other professional medical services: up to $500 CAD per practitioner
Physiotherapist, chiropractor, chiropodist, osteopath, podiatrist for the relief of acute emergency pain
Dental services
Blow to the face: up to $4,000 CAD
Emergency treatment: $600 CAD
Emergency air transportation
Medical transport to nearest medical facility or back home
Return of insured traveling companion: one-way economy airfare
Family transportation
One economy return airfare or ground transportation costs and up to $100 CAD per meals and accommodation
Child care: up to $50 CAD per day to a maximum of $500 CAD
In the event the insured is hospitalized
Maternity: up to $3,000 CAD for pregnancy
Childbirth and complication thereof in the last nine (9) weeks of the expected date of delivery provided the pregnancy commenced after the effective date of the policy
Out-of-pocket expenses: $200 CAD per day to a maximum of $2,000 CAD
If insured or traveling companion is hospitalized
Return of vehicle: up to $2,500 CAD
Repatriation in case of insured’s death
Up to $12,000 CAD for return of the deceased to home country
Up to $5,000 CAD for burial or cremation at the place of death
24-hour Accident Insurance and Air Flight Insurance: up to $25,000 CAD
|
Age |
$10K |
$20K |
$30K |
$40K |
$50K |
$60K |
$70K |
$80K |
$90K |
$100K |
$150K |
$200K |
$250K |
$300K |
|
0-25 |
$1.50 |
$2.08 |
$2.33 |
$2.44 |
$2.54 |
$2.79 |
$3.06 |
$3.37 |
$3.60 |
$3.70 |
$4.40 |
$4.93 |
$5.44 |
$6.00 |
|
26-40 |
$1.64 |
$2.26 |
$2.53 |
$2.65 |
$2.76 |
$3.03 |
$3.32 |
$3.65 |
$3.90 |
$4.10 |
$4.79 |
$5.35 |
$5.91 |
$6.52 |
|
41-60 |
$1.89 |
$2.59 |
$2.90 |
$3.04 |
$3.16 |
$3.51 |
$3.89 |
$4.32 |
$4.67 |
$4.94 |
$5.83 |
$6.79 |
$7.50 |
$8.27 |
|
61-64 |
$2.18 |
$3.27 |
$3.91 |
$4.10 |
$4.26 |
$4.62 |
$4.70 |
$4.77 |
$5.00 |
$5.16 |
$6.34 |
$7.42 |
$8.35 |
$9.21 |
|
65-69 |
$2.64 |
$3.97 |
$4.75 |
$5.01 |
$5.22 |
$5.45 |
$5.49 |
$5.54 |
$5.81 |
$6.10 |
$7.52 |
$8.80 |
$9.90 |
$10.92 |
|
70-74 |
$3.37 |
$5.08 |
$6.09 |
$6.35 |
$6.57 |
$6.99 |
$7.07 |
$7.16 |
$7.51 |
$7.88 |
$9.72 |
$11.37 |
$12.80 |
$14.13 |
|
75-79 |
$4.04 |
$6.07 |
$7.27 |
$7.59 |
$7.85 |
$8.21 |
$8.28 |
$8.36 |
$8.77 |
$9.12 |
$11.25 |
$13.16 |
$14.81 |
$16.35 |
|
80-84 |
$5.47 |
$8.06 |
$9.84 |
$10.28 |
$10.63 |
$10.77 |
$10.80 |
$10.83 |
$11.37 |
$11.94 |
$15.02 |
$17.57 |
$19.77 |
$21.83 |
|
85-89 |
$8.85 |
$13.31 |
$15.97 |
$16.67 |
$17.23 |
$18.42 |
$18.67 |
$18.92 |
$19.86 |
$20.85 |
$25.21 |
$28.92 |
$32.56 |
$35.94 |
*For $100, $500, $1000 deductible, there is 10%, 15%, 25% discount based on 0 dedu ctible.
* 70-79: can purchase an additional optimal cover pre-existing conditions provided they were stable in the 120 days prior to effective date of policy, a 25% surcharge will apply ( Age 69 and under, pre-existing conditions are covered if stable in the 120 days prior to the effective day)
1. Apply online : Welcome to purchase online, click here
2. Email or through phone or Fax. You don't need to come to my office. Please get the following information ready, then email me(zhouwanmao@hotmail.com/wzhou@azfinancial.ca)or call me at 416-834-9204 or Fax (416-652-3315)to me，You will get the electronic Confirmation of insurance the same day，And insurance card，Hard copy of Comfirmation of insurance, Claim form, brochure,policy wording etc will mail to you the same day by company.
3. Make an appointment to meet. If you think it is better to know more detail information, then we can make an appointment to meet, I'll explain all to you in detail in person.
A. Information needed：
- Insured name，Gender，Date of Birth；
- Arrival date,effective date ；
- Coverage ；
- Total insured days (Or tell the effective date, expiry date ) ；
- contact address, telephone, email address；
B. method of payment ：Visa/Credit/ cheque/directly deposite/
In a medical emergency, the claims representatives are here to assist you 24 hours a day, seven days a week. Services are available in different languages
In Canada & USA: 1-800-663-0399
From Mexico: 001-800-514-9976
Outside N. America & Mexico (Global toll-free): 800-663-00399
Insurance is administered by North American Air Travel Insurance Agents Ltd. d.b.a. Travel Underwriters, a licensed insurance broker. 11th floor - 6081 No. 3 Road, Richmond, BC, Canada V6Y 2B2. Insurance is underwritten by Industrial Alliance Pacific Insurance and Financial Services Inc.
FAQ:
REFUNDS:
- Full refund before the effective date of the policy.
- Full refund less cancellation fee within 30 days from the effective date and prior the expiry date of the policy.
- Partial refund less administrative fee if you return to your country of permanent residence or become eligible for a provincial or territorial government health care plan.
EXTENSIONS:
You can extend your period of coverage by calling your broker or Travel Underwriters if you meet the following conditions:
- You are in good health.
- You have not seen a physician since your departure date or the effective date of the policy.
- You have not submitted a claim and have no intent to submit a claim.
- Your period of coverage has not already expired.
- Extensions are not available if total trip length exceeds two years from the effective date of the original policy.
SIDE TRIPS:
Travel worldwide during the period of coverage is valid as long as the majority of the period of coverage is spent in Canada. Coverage is not applicable while in your country of permanent residence.
EMERGENCY MEDICAL TREATMENT:
The company agrees to pay you or your physician and hospital directly in respect of the expenses for losses incurred in excess of the amount of the deductible as shown on the application per insured per covered claim.
ABOUT TRAVEL UNDERWRITERS:
Travel Underwriters and OneWorld Assist are member companies of TU Group, an organization established in 1964 to provide insurance and health care services to North American consumers. Areas of specialty include insurance products and services, health care management and international travel and medical assistance services. Travel Underwriters delivers the highest level of support when travelers face an emergency through a multilingual customer call centre and experienced travel assistance team.
TU Group companies include Travel Underwriters, OneWorld Assist, OneWorld Medicare, and TravelGold Mexico. TU Group is based in Richmond, BC, with offices in Calgary, Toronto, Montreal, San Diego and Mexico City.
NOTES:
- includes 24-hour accident insurance - $25,000 limit.
- minimum policy premium is $15.
- if the policy is purchased within 60 days of arrival in Canada, a 48 hour waiting period on sickness applies.
- if the policy is purchased after 60 days of arrival in Canada, a 7 day waiting period on sickness applies.
- 48-hour waiting period for sickness, Accidents covered immediately on issue
- $100 Canadian Deductible (0 deductible add 15%).
no coverage for pre-existing conditions (please review policy wording), new conditions only.
FAMILY RATES AGES 59 YEARS AND UNDER
- based on age of eldest person
- includes insured and spouse and all unmarried dependent children 21 years and under.
Note: This information is an illustration only. It is not an insurance policy. Travel insurance does not cover everything. For the complete terms, conditions, limitations and exclusions please see the policy wording online or refer to your policy booklet.
DOWNLOADS:
TU Platinum Book Wording
TU Platinum Brochure (Eng)
TU Visitor Claim form
Travel Underwriters is a trademark used by North American Air Travel Insurance Agents Ltd. dba Travel Underwriters and its related companies under license.
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