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JF Premier Visitor(ETFS)
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Applicant must:
Be over 15 days old at the time of application
Be a holder of Canadian work visa or student visa; or
Be a Canadian or landed immigrant not covered by a government health insurance plan in Canada
Be a visitor to Canada.
Choice of policy maximum based on your needs : From $10,000 up to $150,000 CAD
Maximum $150,000 for age up to 69
Maximum $50,000 for age 70 to 85
Maximum $25,000 for age 86+
No deductible : for age 85 or younger
$50 deductible : for a 5% savings on the daily rate
Maximum period of coverage: 365 days
Minimum premium: $25 CAD per policy
Family rate available
Twice the single rate based on the oldest member of family. children must be 21 year or under
Worldwide travel coverage
Provided the majority (51%) of your period of coverage is spent in Canada except the country of origin
Pre-existing condition
Automatically covers the Stable Chronic Condition
If stable in the 120 days prior to the effective date of policy
Waiting period
For policy purchased prior to your arrival in Canada: waived
For policy purchased after your arrival in Canada: 48 hours from the effective date of the policy for Emergency Sickness
Refund
Full refund is available
when the request for refund is received prior to the effective date of the Policy
Partial refund is available
If you return to your country of permanent residence
'No claim statement' and 'Proof of Return' (ex. airline ticket) are required
Requests for refunds must be made in writing within 90 days of your policy expiry date
An cancellation fee of $40 will apply to per policy
No refund will be issued
If claim has been or will be submitted
If the amount of premium to be reimbursed is less than $10 per policy
Hospital Expenses: reasonable and customary cost for in and out patient treatment
Physician Fees: medical treatment by a physician
Diagnostic Services: reasonable and customary cost for X-rays and laboratory test
Ambulance Services
When reasonable and medically necessary, licensed ground ambulance service to the nearest hospital
Prescription drugs: up to $500 CAD, Limited to a 30-day supply per prescription
Medical Appliances
Casts, splints, trusses, braces, crutches, rental of wheelchair or other minor medical appliances
Paramedical Practitioner
Chiropodist, chiropractor, osteopath, physiotherapist or podiatrist up to $500 CAD per type of practitioner
Acupuncture: up to $500 CAD with a 365-day policy
Treatment of Dental Accidents: up to $3,000 CAD
Dental Emergency: up to $500 CAD
Air Fright Accident: up to the sum insured
Repatriation: when approved in advance by Group Medical Services
Return of deceased: up to $10,000 CAD
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JF Canada Visitor/ GMS Rates with stable chronic option
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AGE |
$10,000 |
$15,000 |
$25,000 |
$50,000 |
$100,000 |
$150,000 |
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0-25 |
$1.50 |
$1.80 |
$2.00 |
$2.20 |
$3.17 |
$3.79 |
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26-40 |
$1.64 |
$1.97 |
$2.20 |
$2.42 |
$3.54 |
$4.11 |
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41-60 |
$1.89 |
$2.25 |
$2.53 |
$2.75 |
$4.35 |
$5.07 |
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61-64 |
$2.18 |
$2.83 |
$3.39 |
$3.66 |
$4.50 |
$5.60 |
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65-69 |
$2.64 |
$3.46 |
$4.16 |
$4.49 |
$5.24 |
$6.53 |
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70-74 |
$4.21 |
$5.50 |
$6.61 |
$7.26 |
N/A |
N/A |
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75-79 |
$5.05 |
$6.56 |
$7.80 |
$8.60 |
N/A |
N/A |
Age over 70 without stable chronic option
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AGE |
$10,000 |
$15,000 |
$25,000 |
$50,000 |
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70-74 |
$3.37 |
$4.40 |
$5.29 |
$5.81 |
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75-79 |
$4.04 |
$5.25 |
$6.24 |
$6.88 |
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80-85 |
$5.47 |
$6.93 |
$8.51 |
$9.17 |
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86+ |
$8.85 |
$11.44 |
$13.78 |
N/A |
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1. Apply online : Welcome to purchase online, click here
2. Email or through phone or Fax. You don't need to come to my office. Please get the following information ready, then email me(zhouwanmao@hotmail.com/wzhou@azfinancial.ca)or call me at 416-834-9204 or Fax (416-652-3315)to me，You will get the electronic Confirmation of insurance the same day，And insurance card，Hard copy of Comfirmation of insurance, Claim form, brochure,policy wording etc will mail to you the same day by company.
3. Make an appointment to meet. If you think it is better to know more detail information, then we can make an appointment to meet, I'll explain all to you in detail in person.
A. Information needed：
- Insured name，Gender，Date of Birth；
- Arrival date,effective date ；
- Coverage ；
- Total insured days (Or tell the effective date, expiry date ) ；
- contact address, telephone, email address；
B. method of payment ：Visa/Credit/ cheque/directly deposite/
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In the event of an emergency, you must call Global Excel immediately: 1-800-715-8833 toll free from Canada and U.S. or 819-566-8839 collect call from anywhere. Do not assume that someone will contact Global Excel on your behalf. It remains your responsibility to ensure that Global Excel has been contacted prior to receiving treatment or as soon as reasonably possible. Failure to do so limits benefits to 80% of eligible expenses to a maximum of $25,000 in the event of hospitalization, and to one outpatient consultation per sickness or injury.
You must report in writing to Global Excel within 30 days of the accident or sickness. Send a completed claim form and all original bills, invoices and receipts within 90 days from the date a claim arises. All documents have to be mailed to:
Global Excel Management Inc.
73 Queen Street
Lennoxville, Quebec
J1M 1J3
Telephone: 1-800336-9224 (toll free) or 819-566-8698 (collect) during business hours.
For complains, please call our customer service at 1-800-715-8833 toll free from Canada and U.S. or 819-566-8839 collect call from anywhere.
If you prefer to submit your complaint in writing, please send it to the attention of the Quality Assurance department at: 73 Queen Street, Sherbrooke, Québec J1M 1J3. You will receive acknowledgement within 72 hours of our receiving it.
All complains, arbitration or similar proceeding against ETFS have to be filed no later than one year (two in the Northwest Territories, three years in the province of Quebec) after the date the insurance money became payable.
DOWNLOADS:
ETFS Visitors Insurance Policy PDF
ETFS Visitors Insurance Brochure PDF
ETFS Visitors Insurance Claim Form PDF
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FAQ:
REFUNDS:
Full refund if requested before the effective date. A partial amount (less administration fee of $25 per insurance policy) if terminated because of your early departure to the country of origin or you become eligible for a provincial or territorial government plan, and no claim has been incurred. Request for refund must be made in writing to your insurance broker.
EXTENSIONS:
Available if you are in good health, no claim has been submitted and if requested before the expiry of the policy.
SIDE TRIPS:
Temporary visit to another country (excluding your country of origin) are covered, provided you spend at least 51% of your trip duration in Canada
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